U.K. vs Germany

Not exactly taxpayer money

Since the Second World War, German governments have tried to stimulate economic activity by indirectly enticing private action with loans at favorable interest rates, using market forces rather than direct government subsidies.

These credits are provided through the Kreditanstalt für Wiederaufbau (KfW, Credit Institute for Reconstruction), the Deutsche Ausgleichsbank (DtA) and its subsidiary Technologie-beteiligungsgesellschaft (tbg), and a series of regional players called Mittelständische Beteiligungsgesell-schaften (MBGs). These are independent, but government-backed banks, similar in some ways to Fannie Mae and Freddie Mac in the U.S.